Serio Financial Services

SERIO Financial Services is a locally owned company providing mutual fund, annuities, life insurance and individual as well as group retirement plans.  Philip Serio has been licensed in the financial services industry since 1996.  He is a Registered Representative with Woodbury Financial Services.  Woodbury is an independent financial services broker dealer that is part of The Hartford.

SERIO Financial Services works with you, the investor, to create an investment portfolio designed to anticipate your future needs based on your current goals and ability.  It is a coordinated and continuous strategy that must be reviewed and updated annually.  It is important for you to also compliment this process by working with your accounting and legal advisors for a program that is relative to these family and personal goals.

Securities offered through Woodbury Financial Services, Inc., Member FINRA, SIPC, and Registered Investment Adviser, PO Box 64284, St. Paul, MN 55164 (800)800-2638
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Newsletters

Managing Cash When Interest Rates Are Low

It's generally a good idea to keep three to six months of income in an emergency fund, but where should cash be kept when interest rates are low? This article discusses the advantages and disadvantages of savings accounts, certificates of deposit, and money market funds.

Tips for Surviving the Estate Tax

The federal estate tax was reinstated retroactively to January 1, 2010, by the 2010 Tax Relief Act. However, the favorable provisions are scheduled to expire at the end of 2012, when estates exceeding $1 million could be subject to the federal levy.

Another Year, Another AMT Patch

The 2010 Tax Relief Act adjusted AMT exemption levels for 2010 and 2011 to help prevent an estimated 21 million middle-income taxpayers from being subject to the alternative minimum tax. Will Congress enact another patch for 2012?

Are Consumers Holding the Keys to a Better Economy?

Consumer spending still accounts for about 70% of gross domestic product, but some government statistics suggest that consumers may have reduced spending drastically in recent years, especially on discretionary items. High unemployment, household debt, and a general lack of confidence can affect consumers' ability and willingness to spend.

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